# FAQ

### General

#### What are structured products? 

Structured products combine multiple investment vehicles into one instrument.  

#### How is Sector's Risk-Tranched Vaults different from a TradFi CDO?  

CDOs were popularized during the mortgage loan boom-and-bust cycle that ended with the Great Recession. The CDOs that were built during that period of time did not have a strong emphasis on risk management and were constructed in a careless manner. Further, these CDO types were mainly backed by a pool of loans. 

Sector's CDOs are fully transparent and verifiable, meaning anyone can see how they are constructed and what they are backed by. In general, they are backed by a pool of yield-bearing digital assets. 

#### What does it mean to be delta-neutral? 

Delta refers to the change in an option's price with a $1 change in the underlying asset price. To be delta-neutral, multiple investment positions are undertaken simultaneously, so the overall delta of the strategy is zero. 

#### What is Sector's risk management mechanism?  

We estimate the value at risk over the course of the year for each strategy. We analyze a variety of risk factors, like hack risk, or liquidation risk and sum them to obtain a total VaR. VaR is then converted to a relative risk score between 0 and 10. 

### Deposits  

#### How do I see my deposits? 

Once you connect your wallet, your active deposits will appear at the top of the Strategies or Vaults page.

#### Will I receive vault tokens when I deposit? 

Yes. 

### Withdrawals

#### How do I withdraw my funds?  

In non-epoch strategies, withdrawals are instantaneous. 

In all other vaults and strategies, withdrawals are a two-step process and require two separate transactions. 

In Epoch-based vaults and strategies withdrawals are processed monthly (unless otherwise indicated). 

In non-epoch aggregator vaults, withdrawals are processed in batches every 24 hours. 

1. Request Withdraw - vault token is sent back to the vault and the request is added to the queue
2. Withdraw - complete the withdrawal once the request has been processed and receive funds

### Trading 

#### Where can I see each vault's historical performance? 

You can view the historical performance of each vault and strategy on the corresponding page. 

#### What is the fee structure?  

Both vaults and strategies may charge a:

* Performance fee (defaults to 10%)
* Management fee (defaults to 0%)

### Help

If you are having trouble, please get in touch with us on Discord (insert link).